Empowering Women and Youth through Graduation and Financial Inclusion in Vietnam


This project will empower 1,000 ultrapoor and 6,000 very poor women between the ages of 18-34 in the most marginalized communities in Vietnam to reach economic self-sufficiency through access to financial inclusion and social protection mechanisms. In conjunction with projects in Bangladesh and Mexico, these three concurrent pilots will serve to drive a cross-country learning platform consisting of high-level working groups to share learning with government stakeholders and large scale NGOs in order to make the case for integration into social-protection systems and broad replication within large NGOs.


By targeting households at two levels of the socio-economic ladder – the ultra -poor and the very poor – the project will test two variations of the Graduation Approach adapted to the social, economic, and cultural specificities of the target populations of each region. The ultra-poor are characterized as highly vulnerable and marginalized populations who face extreme barriers to financial inclusion and economic self-sufficiency. These populations tend to be from indigenous communities, ethnic minorities and/or people with disabilities.

Project Objectives

  • Increase government responsiveness to the needs of the ultrapoor
  • Facilitate sustainable livelihood development among communities living in conditions of ultrapoverty and vulnerability by ensuring social and financial inclusion.

Project Data

  • 1,000 ultrapoor women received seed capital grants and implement household livelihood activities (duck, pig, goat raising, weaving, grocery shop keeping).
  • 3,278 ultrapoor and very poor participants (2,951 women) received training on diversified livelihood options, including livestock and banana farming, that are relevant to the local context and available resources.
  • 285 savings groups meet regularly mobilizing 4,502 women and 542 men (5,044 people total).
  • Coaches conduct bi-monthly home visits to all ultrapoor households to provide participants support in the implementation of their livelihoods activities.
  • 2 Training of Trainers (ToT) sessions were conducted in July 2019 on financial inclusion for coaches and Women Union partners in Kon Tum and Quang Tri for 43 women and 24 men.
  • 8 roll-out training sessions on financial inclusion were conducted with ultrapoor and very poor participants, reaching 262 people total in both provinces.
  • 18 training sessions on husbandry techniques for ultra-poor households conducted in June 2019 in Kon Tum and Quang Tri with 416 women and 12 men.
  • 106 training sessions conducted for VSL group members on government social protection schemes and loan policies in Kon Tum.
  • Plan International collaborated with the Department of Ethnic Minority Affairs and the Development of Labor, Invalids, and Social Affairs to deliver information to 1,194 participants (917 women) on government policies around poverty reduction and social welfare and to provide support to help participants access government schemes.
  • 42 veterinary staff, coaches, and members of commune project implementation committees in Kon Tum have been trained on the prevention and treatment of livestock diseases.

Quan Tri and Kon Tum provinces, Vietnam

Start Date: 9/1/2017
End Date: 8/31/2020


Number of Participants: 7,000


Vulnerable Populations

Women, Indigenous Groups, Youth, Rural, Extreme Poor


Project Components

Stipend for Consumption Support, Asset Transfer, Coaching, Savings/Self-Help Groups (savings and credit services, Technical Livelihood Skills Training, Financial Literacy and Capability Training, Links to government services

Our Partners

Plan International is an independent development and humanitarian organisation that advances children’s rights and equality for girls. They strive for a just world, working together with children, young people, supporters, and partners. Trickle Up and Plan International have partnered since 2017.