Empowering Women and Youth through Graduation and Financial Inclusion in Vietnam


This project will empower 1,000 ultrapoor and 6,000 very poor women between the ages of 18-34 in the most marginalized communities in Vietnam to reach economic self-sufficiency through access to financial inclusion and social protection mechanisms. In conjunction with projects in Bangladesh and Mexico, these three concurrent pilots will serve to drive a cross-country learning platform consisting of high-level working groups to share learning with government stakeholders and large scale NGOs in order to make the case for integration into social-protection systems and broad replication within large NGOs.


By targeting households at two levels of the socio-economic ladder – the ultra -poor and the very poor – the project will test two variations of the Graduation Approach adapted to the social, economic, and cultural specificities of the target populations of each region. The ultra-poor are characterized as highly vulnerable and marginalized populations who face extreme barriers to financial inclusion and economic self-sufficiency. These populations tend to be from indigenous communities, ethnic minorities and/or people with disabilities.

Project Objectives

  • Increase government responsiveness to the needs of the ultrapoor
  • Facilitate sustainable livelihood development among communities living in conditions of ultrapoverty and vulnerability by ensuring social and financial inclusion.

Project Data

As of August 2019:

  • 1,000 ultrapoor women received seed capital grants and implement household livelihood activities, mainly prioritizing raising animals (goats, pigs, ducks, and chickens) and the operating of small-businesses for improved income generation.
  • 43 coaches conduct bi-monthly home visits to all ultrapoor households to provide participants support in the implementation of their livelihoods activities.
  • 285 savings groups meet regularly mobilizing 4,502 women and 542 men (5,044 people total).
  • 3,721 ultrapoor and very poor participants (3,381 women) received training on diversified and locally relevant livelihood options such as raising goats, pigs, and poultry, and banana farming.
  • In March, a two-day training on the prevention and treatment of animal diseases was conducted for eight veterinarians, 25 coaches, and nine members of project implementing committees (PIC) of eight communes in Kon Tum province.
  • In order to introduce government poverty reduction and social welfare policies as well as support participants’ access to government schemes, the project worked with the Department of Ethnic Minority Affairs and the Department of Labor, Invalids, and Social Affairs to reach 2,989 participants (2,268 women).
  • From July 22 to Aug 1, VietED (Viet Rural Enterprise Development Center) consultants facilitated two Training of Trainers trainings on financial inclusion in Kon Tum and Quang Tri. Each training was designed with three-days of theoretical learning and a two-day practicum in the community with consultants serving as coaches. 71 participants attended including Women Union staff, project implementing committee members, coaches and Plan International staff. Following the TOT trainings, VietED consultants will finalize the training materials and the coaches will deliver trainings to the very poor and ultrapoor participants.

Quan Tri and Kon Tum provinces, Vietnam

Start Date: 9/1/2017
End Date: 8/31/2020


Number of Participants: 7,000


Vulnerable Populations

Women, Indigenous Groups, Youth, Rural, Extreme Poor


Project Components

Stipend for Consumption Support, Asset Transfer, Coaching, Savings/Self-Help Groups (savings and credit services, Technical Livelihood Skills Training, Financial Literacy and Capability Training, Links to government services

Our Partners

Plan International is an independent development and humanitarian organisation that advances children’s rights and equality for girls. They strive for a just world, working together with children, young people, supporters, and partners. Trickle Up and Plan International have partnered since 2017.